Residential complex Prestige Park Grove Whitefield in Bangalore, Chennai pre launch sale? Prestige Park Grove is located amidst all such conveniences and offers to choose luxurious 1 BHK, 2 BHK, and 3 BHK apartments to buyers based on their requirements and budget. Prestige Group offers stylish over-the-top apartments in Whitefield for extremely classy home buyers. People living in Prestige Group’s creative structures surely get great pleasure. Every apartment of the Prestige Park Grove residential project will feature superb interiors which inspire grace and stylishness. With the superlative design and well-appointed comfort, the buyer can find their dream home as real in the residential unit designed in Prestige Park Grove. See even more info on Prestige Park Grove Whitefield.
For those looking to maximising the equity market to build their homeownership corpus, Shanbhag advises, “From an equity market perspective, the initial phase of interest rate hikes typically means that economic growth has started to recover. While the market is likely to stay range bound in the short-term given the geopolitical crisis, the long-term vision for the Indian economy and domestic equities is positive. Market fundamentals remain robust given healthy balance sheets, low debt-equity and improving ROEs leading to steady earnings’ growth outlook. Some sectors will benefit from rise in commodity prices; some will be negatively impacted while others will be neutral. So, it is important for equity portfolios to have a blend of investment styles through growth and value. We suggest opting for Multicap oriented strategies with select allocation to mid and small cap strategies.”
After narrowing the search to 2 or 3 homes, your agent will do whatever research is necessary to aid you in making your decision. Ultimately, however, it is your decision. Some tools that can help you make that final decision include school reports (if you have or are planning on having children), statistical information from the local chamber of commerce, future zoning or road expansion from local planning offices, etc. Whatever the factors of importance are to you, have your agent help locate that information. Once you have selected a single home to focus on, your agent will conduct a comparative market analysis on that property. This involves determining “fair market value” by looking at what other buyers were willing to pay for properties similar to yours in the same neighborhood or area.
A Credit Card is Not Free Money: A credit card is a useful tool in your finance toolkit, but it’s not free money. When you purchase something with your credit card, you are borrowing money from the bank. If you don’t give that money back in time, the bank is going to start charging interest on your balance. This debt can build up and become a monster if you don’t pay off your balance every month. However, if you use a credit card responsibly and pay off the balance every month, it’s a good way to start building credit. Most credit cards also have other benefits such as rewards points, cash back, or travel points. So, should you have a credit card? Well, it depends. If you’re capable of paying off the balance in full every month, then you should have no problem managing a credit card and staying out of debt. PS: If you are going to use a credit card, you should monitor your credit score & credit report regularly with a free tool like Credit Sesame (or Borrowell if you’re in Canada). One last tip: Treat your credit card as a debit card. Pay it off in full every day if you have to. I try to pay off my balance every couple of weeks so that I don’t forget. I also use Trim to remind me when payment is due.
If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.
Speaking of that home being out of your price range, you may want to get pre-approved with a bank or mortgage lender ASAP. First off, real estate agents won’t give you the time of day without one, especially in a red-hot market. And secondly, if you don’t know how much house you can afford, you’re basically wasting your time by perusing listings and going to open houses. This is especially true if the homes you’ve got your eye on are consistently going above asking since you’ll need even more purchasing power. It’s not hard or all that time consuming to get a mortgage pre-approval, and it’ll give you more confidence and perhaps make you more serious about finally making the move. Tip: Look for an online mortgage lender that lets you generate a pre-approval on the fly in minutes (and know you don’t have to use them if and when you proceed with a purchase!). Discover more details at prestige-parkgrove.com.
